Handling a roof insurance claim in Utah is like a high-stakes chess match. If you don't know the rules, you've already lost. I've been on hundreds of adjuster meetings, and I've seen every trick in the book to deny or underpay a claim.
Most homeowners think their insurance company is their friend. But when a big hail storm hits the Wasatch Front, they are in damage control mode. You need a contractor who knows how to document the "invisible" damage that an adjuster might "overlook."
The Power of Forensic Documentation
An adjuster might spend 15 minutes on your roof and say, "I only see a few missing shingles, here is a check for $500." But if we get up there with high-def cameras and moisture meters, we might find functional hail damage that has compromised the structural integrity of the roof. We provide the forensic proof that forces them to pay for a full replacement instead of a cheap patch job.
Wrapping it up
Never meet an adjuster alone. Have your roofing contractor there to represent your interests. It's your home and your equity—protect it. Keep your roof strong, Utah!
